What exactly is a Public Adjuster’s role?
Public Insurance Adjusters are state licensed insurance adjusters who are not affiliated with nor employed by an insurance company. Rather, they are hired by the homeowner/policyholder to make sure that they obtain the best possible settlement for their insurance claim.
The use of a Public Adjuster may help you to obtain the best possible scenario when it comes to insurance policy coverage. Public Adjusters are also known as “Private Adjusters” or “Private Insurance Adjusters” and should never be mistaken for “Independent Insurance Adjusters” or “Insurance Adjusters”, who are in fact insurance company employees. Although most insurance companies have their own in-house claims adjusters, they regularly contract independent adjusters to evaluate a claim. Although an insurance company adjuster has good intentions, their existence is exclusively to protect the insurance company’s interests. For this reason, you are at an incredible disadvantage if you only utilize the insurance company’s adjuster assessment.
A study from the OPPAGA (Office of Program Policy Analysis and Government Accountability), found that policyholders utilizing a Public Adjuster generally received higher settlements than those without Public Adjusters. This study showed claims payments were typically 747% higher.
As Public Adjusters, we can also assist in relieving some of the stress that accompanies home disasters, so you can rest assured you will receive the fairest outcome possible. We can take care of claims for all roof repair and roof replacement including hail damage roof issues, flood, fire, roof leaks, plumbing leaks, water damage, vandalism, and hurricane and storm damage.
As experienced professionals, our insurance policy language knowledge is sharp as well as our skills for filing and adjusting insurance claims. We proudly assist our clients in obtaining 100% coverage for your roof damage. Get in touch with our expert team for additional information or to request your free estimate.
